We take out car insurance to avoid heavy costs in an accident. Hopefully the accident won’t have consequences that outweigh economic misery. Toyota are developing future safety technology to minimise the effects of an accident and in some cases attempt to prevent them altogether. The implications of future safe technology are manifold. On the one had the developments will reduce fatalities and on the other they could vastly reduce car insurance.

Toyota is developing a variety of technologies that can do things from monitoring your health to collision avoidance. Where the human response system may struggle to react or adapt, the computerised response system can. Toyota has made the logical step of utilising the speed of technological processing and adapting it for the use of safety technology.
Some pre crash technology is already fitted to some Toyotas. This works in terms of scanning the road for potential obstacles and if a potential collision is detected, seat belts tighten and air bags ready themselves to deploy.
Some cars already have automatic breaking when an imminent collision is detected. Toyota has added a feature that evaluates other obstacles in the road and duly makes the car steer around any potential collision. This can only serve to reduce serious collisions and in turn may have a positive effect on car insurance prices due to lower incidences of injury claims.
An ageing population has the inevitable side effect of ageing road users. Although older drivers are generally more experienced they can suffer from ailments such as blackouts or weak hearts. Toyota are developing technology to monitor the drivers health, heart beat, tiredness which could make the roads safer infirm motorists and further reduce premiums on the car insurance of older drivers.
Future safe technology includes an adoptive light beam that adjusts the angle of your headlights with other road users in mind. Most impressively is the pop up bonnet which automatically raises the bonnet clear of hard engine components in the event of a collision. This could revolutionise pedestrian safety and again decrease car insurance prices.






